Shame-free money mentoring tailor-made just for you.

Does thinking about money make your hands shake and your heart race?

Are you scared to look at your bank accounts, and feel like you always have more “month than money”?

Do you have a “good job” but can’t seem to save for what you really want out of life?

Do stay awake at night wondering if you will ever be able to retire, let alone take that dream vacation you’ve been talking about for years?

Imagine if you could:

  • Feel confident about your finances
  • Have a step-by-step plan to save for your big dreams
  • Stop spending money on stuff you don’t actually care about
  • Finally sleep at night knowing you have a plan to pay off your debt

It is possible to have a plan to pay off debt, save for the goals that set your soul on fire, and feel brave about money.

I’m Mimi Cirbusova

I’m a shame-free money mentor and Certified Financial Education Instructor (CFEI).

I help people just like you create step-by-step plans to get out of debt, align their money with their joy, and eliminate financial fear.

I am passionate about helping people organize their financial lives to be in alignment with what they value most, and experience more joy on a daily basis.

 I was able to pay off $20,881 of debt while working mostly part-time at a small nonprofit making $16 an hour. And I did it without depriving myself of the things that brought me joy or restricting myself to the bare necessities.

Samantha S.

Mimi is such a caring person. Taking the time to help you through all your preconceived notions about money and challenging the way you perceive money in a super helpful and considerate and constructive manner. I never felt judged and she really took the time to get to know me and my specific needs to really help me in the best possible way. I walked away from each session feeling better about where I am in my money journey and just better in general. She felt like an older sister sharing her knowledge. I highly recommend working with Mimi. You will not be disappointed and at the end of your time together you will leave with a better understanding of where you are and what you need to do next to accomplish your goals.


I’m really grateful for Mimi’s unbiased advice. She really helped me shift my perspective on my financial habits, behaviors, and thoughts in a lot of ways that will have a lasting effect!

Jana C.

Mimi is an angel…. that’s the short and sweet of it! Not only is she an expert in the financial field but also how finances affect every aspect of your life. Having a holistic approach allows you to find the root of your obstacles but also to heal and overcome them. Working with her has really helped me become more compassionate with myself about money and mistakes I have made. Each time we met I was able to walk away with action items to work on and a game plan for my journey. A big area of focus for me was learning about triggers on spending and how to identify and acknowledge them. One of the first activities she had me work on was my mantra and forgiveness saying. It felt odd at first, but she knows what she is doing. Just last week I had a minor setback and normally this would have sent me into a spending spiral. Instead, I was able to look at the situation, remind myself “mistakes happen” and to keep moving forward. I can’t thank Mimi enough for helping me on my journey to financial success but also showing me a path with her shame-free coaching. I will be forever grateful!

Laura G.

Mimi is wonderful! I highly recommend her financial coaching. She has excellent tips and advice while also helping you see the bigger picture. I feel more empowered after our sessions and am optimistic about my financial future!

Christy S.

My decision to say “yes” to working with Mimi has been one of the best decisions I have ever made. Her approach to financial literacy is unmatched by others. Working with Mimi has helped me to understand the importance of identifying my core values in order to create an effective budget and investigating the “why” behind impulsive spending and how to interrupt that thought process with 3 simple questions. Mimi does not simply throw financial literacy information at you, she leads you down the road of self-examination, which in turn, will allow you to create long-term change while enjoying the process. Mimi is a gem and I am thankful that she is part of the financial community.

Money topics I can help you with:

Money Mindset

  • Identifying limiting beliefs around money
  • Addressing negative money habits
  • Creating new money scripts

Debt Payoff

  • Creating a debt payoff plan for your unique situation
  • Understanding credit
  • Preparing for big purchases

Joyful Budgeting

  • Creating a customized budget based on your values and lifestyle
  • Facing your spending triggers
  • Setting up easy-to-follow systems

Saving & Investing

  • Investing 101
  • Aligning actionable steps to your savings goals
  • How to save for retirement

Your Investment:

4 session bundle: $150 per session

If you think we’re a good fit, let’s chat! Schedule a 15-minute virtual consultation:

About One-on-One Mentoring:

Frequently Asked Questions

Money mentors are like personal trainers for your financial goals. My goal is to support you on your journey; teaching, guiding, listening, and encouraging you.

As a shame-free money mentor, my job is to help you create a positive relationship with your money, establish new routines that will get you to your goals faster, and encourage you every step along the way. One of my favorite aspects of my job is cheering you on!

Everything I do is filtered through my guiding values – read more about that here.

You can click the button above or email me directly at and tell me a bit about what money challenges you are currently facing and want coaching around.

Once we’ve decided to work together and complete payment, we will get a date on the calendar for your first session.

Because I want you to get the most out of our time together, you will receive a customized pre-session questionnaire emailed to you.

After our session is complete, you will receive a 3-4 page post-session packet to help you take tangible steps toward your goals.

Most mentorship sessions will take place online using Zoom.

Sessions are typically 60-minutes long. In most sessions, we will review your answers from the pre-session questionnaire. We will also revisit our last session and talk about what’s working and what’s not.

Once I have clarified what you wish to focus on, we will talk through your questions and the challenges you’re currently facing.

So you can relax and focus on the discussion, I will take notes during your session. I will then send you a post-session packet with a synopsis of our discussion, details of next steps and suggested actions, as well as any helpful resources and links.

In addition to our 60-minute, 1-on-1 mentorship session, you will receive a pre-session questionnaire to guide our conversation, and a post-session packet filled with information to help you take action toward your goals.

Clients also receive two weeks of direct email support post-session where you can ask me follow-up questions, get feedback, or get help with unexpected challenges that came up when implementing your action steps.

YES! If you enjoy working with me one-on-one, we can talk through a custom monthly mentorship program for 6 or 12 months.

I have been where you are – I have the personal experience of being clueless about money and learning the hard way how to manage it.

But I also have the training and background to tailor mentorship to your needs. I am a Certified Financial Education Instructor (National Financial Educators Council) and take ongoing professional development coursework to learn about the latest topics and issues in the field.

Additionally, I do not take on clients that have needs that I can’t speak to. If we’re not a good fit, I will let you know and likely refer you to someone who can help!

Read up on my guiding values here.

I do not offer refunds on 1-on-1 mentorship.

If you are taking whole-hearted action on the recommendations I am giving and do not see results, I will instead book a second session with you for free. This way, we can dive deeper into why those actions are not working and what could work instead.

Yes! If you would like to work with me but need to spread out the payment for your mentoring session over a longer period, please let me know in your initial email. I am happy to create a custom payment plan for you.